Wing Digital Loan by Wing Bank is the best solution for all Cellcard subscribers to get cash easily to meet their urgent needs. It is zero interest rate and does NOT require any collateral. The approved amount will be credited to your Wing Bank Account directly. Quick, Quick!

 

Benefit

Easy Apply
  • No collateral nor document required.
  • Apply via Wing Bank App.
Quick Approval
  • Approve instantly for eligibility customers defined by Wing Bank
  • Have a Wing Bank account and a good credit record
  • Has experience using any Wing Bank Services or transactions
  • Receive free insurance coverage up to $5,000.¹

¹ This special insurance is available only for loan tenures of two weeks.

 

Worry-free monthly payment

Loan Amount

Loan Term

Interest Rate

Upfront Fee

Loan Processing Fee

$20

15 days

0.00%

$1.05

$1.05

$30

15 days

0.00%

$1.57

$1.57

$40

15 days

0.00%

$2.10

$2.10

$50

15 days

0.00%

$2.63

$2.63

$75

15 days

0.00%

$3.94

$3.94

$100

15 days

0.00%

$5.25

$5.25

$200

15 days

0.00%

$10.50

$10.50

FAQs

  • 1. What is Wing Digital Loan?

    Wing Digital Loan is a short-term loan that can be used for a variety of purposes, such as covering unexpected expenses, consolidating debt, or making a large purchase. Wing Digital Loans are available to Royal Group Companies staff and offer competitive interest rates and flexible repayment terms.

  • 2. Who is eligible to apply for this Wing Digital Loan?

    All Cellcard subscribers who need cash to meet urgent needs have a good credit score and can repay the loan on time.

  • 3. What are the interest rates and fees?

    There are no interest rates charged, and it is free of charge.

  • 4. What are the repayment terms? 

    Wing Digital Loan have flexible repayment terms. You can choose to repay the loan for up to 15 days. 

  • 5. How do I apply for a Wing Digital Loan? 

    • Log in to your Wing Bank app. 
    • Click on the "Loan" icon on the home screen. 
    • Check on your Instant approval amount and period. 
    • Click continue
    • Review and confirm your loan details. 
    • Requires reading the loan T&C Then click agree
    • Fill in on time password that sent to phone number, then fill in pin code 4 digits
  • 6. Can I apply for a loan if I have a bad credit history?

    Yes, you can still apply for the Wing Digital Loan even if you have a bad credit history. However, your application will be subject to approval based on the internal assessment criteria of Wing Bank. You may get a response from us within 3 working days regarding your request.

  • 7. What happens if I fail to repay the loan on time?

    If you fail to repay the loan on time, it will affect your credit score and make it difficult to get a loan next time. The fee charged for a late payment is 27% per annum (daily).

  • 8. What if I have other questions? 

    If you have any further queries regarding Wing Digital Loan, please contact our care center via 023 999 989 or direct chat with our Wing Chat in Wing Bank app or official Wing Bank Facebook page with the blue tick