Some Things Are Better Together

Introducing Wing Bank’s Mastercard One Card - Cambodia's 1st debit and credit card rolled into one! Now there’s no need to choose.

Enjoy the control and convenience of a debit card, paired with the financial flexibility and perks of a credit card in One card.

  • Numberless design crafted with recycled materials
  • Priority customer support
  • 55 days of no interest rate on your credit line
  • Access to airport lounge
  • Up to $1,000,000 travel insurance
  • Up to $50,000 Credit

Manage Your Card a Simple Way Through The Wing Bank App

Set Your Password

Set Your Payment Terms

Check your bill statement

Choose Your Card Today!

DEBIT and CREDIT

Mastercard Platinum One card

Credit Debit
Worldwide Airport Lounge Access: Enjoy 8 Visits Per Year ​Through the
DragonPass Network
Luggage Loss, Flight Delay, and Cancellation Insurance: Coverage Up to $3,000​​
Travel Insurance Coverage: ​Up to $1,000,000​​
Global Medical Insurance Coverage: Up to $500,000​​
Exclusive Wing Bank Premium Lounge Access​​
Contactless Payment Limit: Up to $30,000 per Day​ Maximum Credit Limit: $50,000​​
Cash Advance: Up to 50% of Your Credit Limit​​

DEBIT and CREDIT

Mastercard Gold One Card

Credit Debit
Worldwide Airport Lounge Access: Enjoy​ 2 Visits Per Year ​Through the
DragonPass Network​
Luggage Loss, Flight Delay, and Cancellation Insurance: Coverage Up to $1,500​​
Travel Insurance Coverage: ​Up to $500,000​​
Global Medical Insurance Coverage: ​Up to $250,000​​
 
 
Contactless Payment Limit: Up to $30,000 per Day​​ Maximum Credit Limit: $5,000​​​
​Cash In/Cash Out: Available Nationwide at WCX Locations​ Cash Advance: Up to 50% of Your Credit Limit​​

Fee Charge Mastercard Gold One Card

Type of service Description
Credit Debit
Card Annual Fee Primary USD 50
Supplementary USD 10
Duration of expiry 5 years
Cash advance interest per month 2% N/A
Purchase interest per month 1.50% N/A
Cash advance or cash withdrawal fee at other Wing bank's ATM/POS per transaction 2% of amount withdrawal, minimum USD 5 Free
Cash advance or cash withdrawal fee at other bank's ATM/POS per transaction 2% of amount withdrawal, minimum USD 5
Late payment charge fee 5% of the minimum repayment amount N/A
Purchase, cash advance, or cash withdrawal fee in non-USD per transaction 2.5% for transaction amount
Transaction decline fee at Wing Bank or other bank's ATM/POS/Online per transaction Free
Balance inquiry fee at other bank's ATM/POS/eCom per transaction USD 0.50
Card replacement fee per time USD 10
PIN change fee per transaction Free

Fee Charge Mastercard Platinum One card

Type of service Description
Credit Debit
Card Annual Fee Primary USD 250
Supplementary USD 50
Duration of expiry 5 years
Cash advance interest per month 2% N/A
Purchase interest per month 1.50% N/A
Cash advance or cash withdrawal fee at other Wing bank's ATM/POS per transaction 2% of amount withdrawal, minimum USD 5 Free
Cash advance or cash withdrawal fee at other Wing bank's ATM/POS per transaction 2% of amount withdrawal, minimum USD 5
Late payment charge fee 5% of the minimum repayment amount N/A
Purchase, cash advance, or cash withdrawal fee in non-USD per transaction 2.5% for transaction amount
Transaction decline fee at Wing Bank or other bank's ATM/POS/Online per transaction Free
Balance inquiry fee at other bank's ATM/POS/eCom per transaction USD 0.50
Card replacement fee per time USD 10
PIN change fee per transaction Free

Document Requirements

Mastercard Gold One Card (For Unsecured Credit Card)

  • Minimum Income (Gross Salary/Profit): minimum USD 200
  • Proof of Income: 
    • Employee: Employment letter including name, salary, position, length of minimum working period, bank statement for the last 3 months, salary slips for the last 3 months, additional documents if any.
    • Business Owners: Income statement for the last 1-year period or bank statement for 6 months, house rental contract, business license/patent, and additional documents if any.
  • Nationality: Cambodian or foreigner
  • Proof of Identification: Cambodian National identity card or passport
  • Foreigners: Residence with valid Visa entry and living period in Cambodia longer than 182 days, employment contract, business registration (currently foreigners can apply only secure card)
  • Another Guarantee (Optional): Company/personal guarantee letter
Mastercard Gold One Card (For Unsecured Credit Card)
  • Collateral Type: Must have a Savings/Current Account or Term Deposit with Wing Bank.
    • For Term Deposit accounts: At least a 6-month term with rollover conditions.
    • Customers are required to settle the outstanding balance before closing the card. If the balance is insufficient, the bank will offset the Term Deposit account for repayment.
  • Credit Limit Security: 90% of collateral placement.
  • Nationality: Cambodian or foreigner.
  • Proof of Identification: Cambodian National ID card or passport.
  • Foreigners: Must have a valid Visa entry, a residence in Cambodia for longer than 182 days, an employment contract, and business registration. (Currently, foreigners can only apply for a secured card.)

Mastercard Platinum One Card (For Unsecured Credit Card)

  • Minimum Income (Gross Salary/Profit): minimum USD 2,000
  • Proof of Income:
    • Employee: Employment letter including name, salary, position, length of minimum working period, bank statement for the last 3 months, salary slips for the last 3 months, additional documents if any.
    • Business Owners: Income statement for the last 1-year period or bank statement for 6 months, house rental contract, business license/patent, and additional documents if any.
  • Nationality: Cambodian or foreigner
  • Proof of Identification: Cambodian National identity card or passport
  • Foreigners: Residence with valid Visa entry and living period in Cambodia longer than 182 days, employment contract, business registration (currently foreigners can apply for only a secure card)
  • Another Guarantee (Optional): Company/personal guarantee letter
Mastercard Platinum One Card (For Secured Credit Card)
  • Collateral Type: Must have a Savings/Current Account or Term Deposit with Wing Bank.
    • For Term Deposit accounts: At least a 6-month term with rollover conditions.
    • Customers are required to settle the outstanding balance before closing the card. If the balance is insufficient, the bank will offset the Term Deposit account for repayment.
  • Credit Limit Security: 90% of collateral placement.
  • Nationality: Cambodian or foreigner.
  • Proof of Identification: Cambodian National ID card or passport.
  • Foreigners: Must have a valid Visa entry, a residence in Cambodia for longer than 182 days, an employment contract, and business registration. (Currently, foreigners can only apply for a secured card.)

How to Apply

Visit your nearest Wing Bank branches, chat with our contact center via Wingchat or call us at 023 999 989 for more information.

Eligible Customer Profile

  • Principal cardholder aged 18 years and above
  • Supplementary cardholder aged 15 years and above
Terms & Conditions apply