Term of Use | Wing Bank

IT IS IMPORTANT THAT YOU READ CAREFULLY AND UNDERSTAND THE FOLLOWING TERMS FOR USING THIS WING BANK’S WEBSITE.

APPLICATION AND ACCEPTANCE
1. This domain, www.wingbank.com.kh (“Wing Bank’s Website”) is owned and operated by Wing Bank (Cambodia) Plc. (“Wing Bank”, “we,” “us” or “our”).
2. These terms of use constitute a legally binding agreement made between you and Wing Bank, whether personally or on behalf of an entity (“you” or “your”). You acknowledge that you have read these terms of use prior to your access to and use of Wing Bank’s Website.
3. By accessing or using the Wing Bank’s Website, you agree to be bound by all these terms of use. Wing Bank reserves the right to change, modify, add or remove any part of these terms of use at any time and, such amendment shall be effective immediately upon posting on Wing Bank’s Website.
4. It is your responsibility to periodically review these terms of use to stay informed of updates. You will be subject to and will be deemed to have been made aware of and to have accepted, the changes in any revised terms and conditions by your continued use of the Wing Bank’s Website after the date such revised terms of use are posted.
5. If you do not agree with these terms of use and its following amendments, your sole and exclusive remedy is to not continue or stop using this Wing Bank’s Website.
6. The information provided on the Wing Bank’s Website is not intended for distribution to or use by any person or entity in any jurisdiction or country where such distribution or use would be contrary to law or regulation or which would subject us to any registration requirement within such jurisdiction or country.
7. There may be information on the Wing Bank’s Website that contains typographical errors, inaccuracies, or omissions, including descriptions, pricing, availability, and various other information. We reserve the right to correct any errors, inaccuracies, or omissions and to change or update the information on the Wing Bank’s Website at any time, without prior notice.
8. Accordingly, those persons who choose to access the Wing Bank’s Website from other locations do so on their own initiative and are solely responsible for compliance with local laws, if and to the extent local laws are applicable. 
RESTRICTION OF USE
1. The Wing Bank’s Website is intended allow for users who are at the legal age only.
2. All users who are minors must have the permission of, and be directly supervised by, their parent or guardian to use the Wing Bank’s Website. If you are a minor, you must have your parent or guardian read and agree to these terms of use prior to you using the Wing Bank’s Website.
PROHIBITED ACTIVITIES
1. You may not access or use the Wing Bank’s Website for any purpose other than that for which we make the Wing Bank’s Website available. The Wing Bank’s Website may not be used in connection with any commercial endeavours except those that are specifically endorsed or approved by us.
2. As a user of the Wing Bank’s Website, you agree not to:
  1. systematically retrieve data or other Content from the Wing Bank’s Website to create or compile, directly or indirectly, a collection, compilation, database, or directory without written permission from us;
  2. make any unauthorized use of the Wing Bank’s Website, including collecting usernames and/or email addresses of users by electronic or other means for the purpose of sending unsolicited email, or creating user accounts by automated means or under false pretences.
  3. circumvent, disable, or otherwise interfere with security-related features of the Wing Bank’s Website, including features that prevent or restrict the use or copying of any Content or enforce limitations on the use of the Wing Bank’s Website and/or the Content contained therein;
  4. engage in unauthorized framing of or linking to the Wing Bank’s Website.
  5. make improper use of our support services or submit false reports of abuse or misconduct.
  6. engage in any automated use of the system, such as using scripts to send comments or messages, or using any data mining, robots, or similar data gathering and extraction tools.
  7. interfere with, disrupt, or create an undue burden on the Wing Bank’s Website or the networks or services connected to the Wing Bank’s Website;
  8. attempt to impersonate another user or person or use the username of another user.
  9. use any information obtained from the Wing Bank’s Website in order to harass, abuse, or harm another person;
  10. use the Wing Bank’s Website as part of any effort to compete with us or otherwise use the Wing Bank’s Website and/or the Content for any revenue-generating endeavour;
  11. decipher, decompile, disassemble, or reverse engineer any of the software comprising or in any way making up a part of the Wing Bank’s Website;
  12. attempt to bypass any measures of the Wing Bank’s Website designed to prevent or restrict access to the Wing Bank’s Website or any portion of the Wing Bank’s Website;
  13. harass, annoy, intimidate or threaten any of our employees or agents engaged in providing any portion of the Wing Bank’s Website to you;
  14. upload or transmit (or attempt to upload or to transmit) viruses or other material, including excessive use and spamming (continuous posting of repetitive text), that interferes with any party’s uninterrupted use and enjoyment of the Wing Bank’s Website or modifies, impairs, disrupts, alters, or interferes with the use, features, functions, operation, or maintenance of the Wing Bank’s Website;
  15. except as may be the result of standard search engine or internet browser usage, use, launch, develop, or distribute any automated system, including without limitation, any spider, robot, cheat utility, scraper, or offline reader that accesses the Wing Bank’s Website, or using or launching any unauthorized script or other software;
  16. disparage, tarnish, or otherwise harm, in our opinion, us and/or the Wing Bank’s Website; and
  17. use the Wing Bank’s Website in a manner to violate any applicable laws or regulations.
USER REPRESENTATIONS AND WARRANTIES
1. all registration information you submit is true, accurate, current, and complete;
2. you will maintain the accuracy of such information and promptly update such registration information as necessary;
3. you will use the Wing Bank’s Website in good faith and in compliance with all applicable laws and regulations, including laws related to anti-money laundering and counter-terrorism financing;
4. you and your affiliate have the legal capacity and you agree to comply with these terms of use;
5. you and your affiliates are not the subject of any trade restrictions, sanctions or other legal restrictions enacted or proposed to be enacted by any country, international organization or jurisdiction;
6. you have complied with above mentioned terms of restriction of use;
7. you and your affiliates will not use the Wing Bank’s Website for any illegal or unauthorized purpose, illegal activities or offering products or services that would likely trigger any international trade restrictions, sanctions or other legal restrictions; and
8. You agree to indemnify us, our affiliates, directors, employees, agents and representatives and to hold them harmless, from any and all damages, losses, claims and liabilities (including legal costs on a full indemnity basis) which may arise from your breach of the terms of use or any other supplemental agreement with us.
SUBMISSIONS
1. You acknowledge and agree that any questions, comments, suggestions, ideas, feedback, or other information regarding the Wing Bank’s Website (“Submissions”) provided by you to us are non-confidential and shall become our sole property. We shall own exclusive rights, including all intellectual property rights, and shall be entitled to the unrestricted use and dissemination of these Submissions for any lawful purpose, commercial or otherwise, without acknowledgment or compensation to you.
2. You hereby waive all moral rights to any such Submissions, and you hereby warrant that any such Submissions are original with you or that you have the right to submit such Submissions. You agree there shall be no recourse against us for any alleged or actual infringement or misappropriation of any proprietary right in your Submissions.
ELECTRONIC COMMUNICATIONS, TRANSACTIONS AND SIGNATURES
1. Visiting the Wing Bank’s Website, sending us emails, and completing online forms constitute electronic communications. You consent to receive electronic communications, and you agree that all agreements, notices, disclosures, and other communications we provide to you electronically, via email and on the Wing Bank’s Website, satisfy any legal requirement that such communication be in writing. YOU HEREBY AGREE TO THE USE OF ELECTRONIC SIGNATURES, CONTRACTS, ORDERS, AND OTHER RECORDS, AND TO ELECTRONIC DELIVERY OF NOTICES, POLICIES, AND RECORDS OF TRANSACTIONS INITIATED OR COMPLETED BY US OR VIA THE WING BANK’S WEBSITE.
2. You hereby waive any rights or requirements under any statutes, regulations, rules, ordinances, or laws which require an original signature or delivery or retention of non-electronic records, or to payments or the granting of credits by any means other than electronic means.
3. You agree that notifications and messages regarding products, services and other advertisements may be sent to you or pushed under the Wing Bank’s Website from time to time. Accepting, using or purchasing the products, services and advertisements contained in such message and notification shall be at your sole discretion and responsibility.
THIRD-PARTY SITE AND CONTENT ON WING BANK’S WEBSITE
1. Wing Bank’s Website may contain (or you may be sent via the Wing Bank’s Website) links to other Wing Bank’s Website (“Third-Party Site”) as well as articles, photographs, text, graphics, pictures, designs, music, sound, video, information, applications, software, and other Content or items belonging to or originating from third parties (“Third-Party Content”).
2. Content on Wing Banks’ Website are provided “as-is” basis and shall govern by these terms of use.
3. Wing Bank’s Website may contain services and products and/or content provided by either Wing Bank or third parties who authorized by Wing Bank to publish on Wing Bank’s Website.
4. Such Third-Party Site and Third-Party Content may not be investigated, monitored, or checked for accuracy, appropriateness, or completeness by us, and we are not responsible for any Third-Party Site through the Wing Bank’s Website or any Third-Party Content posted on, available through, or installed from the Wing Bank’s Website, including the content, accuracy, offensiveness, opinions, reliability, privacy practices, or other policies of or contained in the Third-Party Site or the Third-Party Content.
5. Inclusion of, linking to, or permitting the use or installation of any Third-Party Site or any Third-Party Content does not imply approval or endorsement thereof by us. If you decide to leave the Wing Bank’s Website and access the Third-Party Site or to use or install any Third-Party Content, you do so at your own risk, and you should be aware that these terms of use no longer govern your access to Third Party Site and use of Third-Party Content.
6. You should review the applicable terms and policies, including privacy and data gathering practices, of any Third-Party Site to which you navigate from the Wing Bank’s Website or relating to any applications you use or install from the Wing Bank’s Website. Any purchases you make through Third-Party Site will be through other Third-Party Site and from other companies, and we take no responsibility whatsoever in relation to such purchases which are exclusively between you and the applicable third party.
7. You agree and acknowledge that we do not endorse the products or services offered on Third-Party Site and you shall hold us harmless from any harm caused by your purchase of such products or services. Additionally, you shall hold us harmless from any losses sustained by you or harm caused to you relating to or resulting in any way from any Third-Party Content or any contact with Third-Party Site.
INTELLECTUAL PROPERTY
1. Unless otherwise indicated, the Wing Bank’s Website is our proprietary property and all source code, databases, functionality, software, designs, audio, video, text, photographs, and graphics on the Wing’s Website (collectively, the “Content”) and the trademarks, service marks, and logos contained therein (“Marks”) are owned or controlled by us or licensed to us.
2. The Content and the Marks provided on the Wing Bank’s Website are on “AS IS” basis and those are for your information and personal use only. Except as expressly provided in these terms of use, no part of the Wing Bank’s Website and no Content or Marks may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever, without our express prior written consent.
3. Provided that you are eligible to use the Wing Bank’s Website, you are granted a limited license to access the Wing Bank’s Website and use the Wing Bank’s Website and to download or print a copy of any portion of the Content to which you have properly gained access solely for your personal and non-commercial use.
MANAGEMENT OF WING BANK’S WEBSITE
1. monitor the Wing Bank’s Website for violations of these terms of use;
2. take appropriate legal action against anyone who, in our sole discretion, violates the law or these terms use, including without limitation, reporting such user to law enforcement authorities;
3. manage the Wing Bank’s Website in a manner designed to protect our rights and property and to facilitate the proper functioning of the Wing Bank’s Website.
PRIVACY POLICY
DISCLAIMER
1. The information contained on this Wing Bank’s Website is for general information purpose only. While we endeavour to keep the information up to date and correct, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability or availability with respect to the Wing Bank’s Website or the information, products, services or related graphics contained on this Wing Bank’s Website for any purpose. Wing Bank may amend, withdraw or add services and products at any time at its own discretion without notice. You acknowledge the risk for relying on the information placed on this Wing Bank’s Website.
2. This Wing Bank’s Website does not constitute or mean to constitute any kind of advice. Wing Bank recommends you to seek professional advice and clarification from Wing Bank before you attempt to use the information, services and products in question.
3. Every effort is made to keep the Wing Bank’s Website up and running smoothly. However, Wing Bank takes no responsibility for, and will not be liable for, the Wing Bank’s Website being temporarily unavailable due to technical issues beyond our control.
LIMITATION OF LIABILITY
MODIFICATIONS AND INTERRUPTIONS
1. We reserve the right to change, modify, or remove the Content of the Wing Bank’s Website at any time or for any reason at our sole discretion without notice. However, we have no obligation to update any information on our Wing Bank’s Website. We also reserve the right to modify or discontinue all or part of the Wing Bank’s Website without notice at any time.
2. We will not be liable to you or any third party for any modification, price change, suspension, or discontinuance of the Wing Bank’s Website.
3. We cannot guarantee the Wing Bank’s Website will be available at all times. We may experience hardware, software, or other problems or need to perform maintenance related to the Wing Bank’s Website, resulting in interruptions, delays, or errors. We reserve the right to change, revise, update, suspend, discontinue, or otherwise modify the Wing Bank’s Website at any time or for any reason without notice to you.
4. You agree that we have no liability whatsoever for any loss, damage, or inconvenience caused by your inability to access or use the Wing Bank’s Website during any downtime or discontinuance of the Wing Bank’s Website. Nothing in these terms of use will be construed to obligate us to maintain and support the Wing Bank’s Website or to supply any corrections, updates, or releases in connection therewith.
MISCELLANEOUS
1. These terms of use and any policies or operating rules posted by us on the Wing Bank’s Website or in respect to the Wing Bank’s Website constitute the entire agreement and understanding between you and us. Our failure to exercise or enforce any right or provision of these terms of use shall not operate as a waiver of such right or provision.
2. These terms of use operate to the fullest extent permissible by law. We may assign any or all of our rights and obligations to others at any time. We shall not be responsible or liable for any loss, damage, delay, or failure to act caused by any cause beyond our reasonable control.
3. If any provision or part of a provision of these terms of use is determined to be unlawful, void, or unenforceable, that provision or part of the provision is deemed severable from these terms and conditions and does not affect the validity and enforceability of any remaining provisions. There is no joint venture, partnership, employment or agency relationship created between you and us as a result of these terms of use or use of the Wing Bank’s Website.
GOVERNING LAW AND JURISDICTION
1. These terms of use are governed and construed in accordance with the laws of the Kingdom of Cambodia.
2. All disputes, controversies or differences which may arise in connection with the implementation of these terms of use shall be settled through amicable negotiation. If the parties fail to reach the agreement, the dispute case shall be brought to the exclusive court of Cambodia.

TERMS OF USE WING BANK’S WEBSITE